One Plan.
Many Experts.
Limitless Potential.

Imagine having a team of financial experts all working together, just for you. We create a personalised plan for your future and support you through every step of its implementation, using our network of experienced financial services professionals.

Financial planning service highlight 1
Financial planning service highlight 2
Financial planning service highlight 3
Financial planning service highlight 4
Financial planning service highlight 5
Financial planning service highlight 6
what is
tmrw plan
Ready to get ahead financially, but not sure where to start? You're not alone - with so many financial professionals out there, it's easy to feel overwhelmed. That's where tmrw plan comes in. We're your all-in-one financial game plan. We assess where you are, create your action plan, then connect you with a powerhouse team of experts - accountants, planners, brokers - who handle everything from A to Z. No stress, no hassle. It's like having a CFO for your personal finances.

your journey

01
Quick Discovery Quiz

Take our tailored financial discovery quiz to help us understand your starting point. This quick assessment allows us to get the ball rolling and prepare for your journey ahead. Book your initial consultation directly through our smart scheduling system here.

02
Initial Meeting

A comprehensive in-person or online consultation where we'll discuss your financial goals, current situation, and aspirations in detail. This face-to-face session helps us truly understand your unique circumstances and establish a clear path forward. We'll collate all of this information for the next stage of your journey.

03
Financial Deep Dive

At this stage, our team of professionals gets to work. We'll analyse your finances and goals to identify opportunities for improvement. From tax efficiency to risk management and growth potential, we'll uncover the best pathways to optimise your financial position. Our experts will pull apart all the details to create your personalised roadmap for success.

04
Tailored Proposal

We present your comprehensive tmrw plan, carefully explaining the value each professional can provide and how it aligns with your goals. You'll receive clear, actionable options tailored to your unique situation, with full transparency on the benefits and considerations of each approach.

05
Guided Execution

Once you're comfortable with your chosen path, we'll be right beside you throughout the implementation. Our team provides ongoing support, clear communication, and regular check-ins to ensure everything progresses smoothly. Think of us as your dedicated financial partners, committed to your success every step of the way.

meetthe team

Portrait of Torey Hensel, Director & Strategist

Torey
Hensel

Director & Strategist

With over a decade's experience across financial planning, finance broking, property and business, Torey has developed a unique understanding of the financial services landscape. He realised that to truly get ahead financially, you need more than one expert's perspective. Today, he leverages his extensive network and expertise to bring together an elite team of financial professionals. With a priority on service and education, he provides his clients with the right experts who can transform their financial future.

Malcolm & Lorraine Bridger, Ampol Project Manager

Comfortable Process

"Torey is extremely personable and makes you feel comfortable in every meeting, while they work their partners. Couldn't recommend the tmrw team enough."

Malcolm & Lorraine Bridger

Ampol Project Manager

Sarah Mitchell, Business Owner

Growing Success Story

"What impressed me most was how they took the time to understand our unique situation. Their holistic approach to financial services has given us clarity and confidence moving forward."

Sarah Mitchell

Business Owner

Brian Thompson, Restaurant Owner

First Property to Second

"...a few years ago my accountant referred Torey and he helped me with my first property. We've stayed in touch, and just this week I've bought my second property."

Brian Thompson

Restaurant Owner

Doug & Glenda Warwrick, Engineer & School Teacher

Cautious at First, Grateful Now

"We'd been burnt before with financial types, was very cautious in the early days. But the whole tmrw team has been really helpful!"

Doug & Glenda Warwrick

Engineer & School Teacher

Millie Fairfield Davis, Admin Manager

Seeing the Bigger Picture

"Torey and the team have really helped me get on top of my super and start looking at the bigger picture... And the accountant they found me is a legend!"

Millie Fairfield Davis

Admin Manager

James Wilson, Financial Advisor

Strategic Partnership

"As someone who's worked with various financial advisors, tmrw's approach stands out. They combine technical expertise with genuine care for their clients' long-term success."

James Wilson

Financial Advisor

frequently
asked questions

TMRW Consulting financial services team member
TMRW Consulting financial planning consultation

tmrw has
arrived

Start your journey with tmrw and shape your financial future...

TMRW financial planning team member
TMRW financial consultation session
TMRW financial planning office
TMRW client meeting
TMRW financial strategy session
TMRW financial planning team