tmrw consulting is a collaborative solution developed by FY Consulting and tmrw consulting that tackles a recurring challenge for accounting practices—delivering a wide range of financial, legal, and property services without the burden of high overheads or managing a complex web of partnerships. By offering a turnkey referral program that connects clients to a vetted network of specialists, the framework not only addresses the competitiveness gap when clients seek one-stop-shop providers but also alleviates pain points like strict compliance oversight, client attrition, and partnership complexity, while opening up new revenue opportunities through referral fees and improved client satisfaction.